Terms & Conditions

Last updated: May 2026

Welcome to The Ladies Loft. By accessing or using our website and services, you agree to be bound by these Terms & Conditions. Please read them carefully before making a purchase.

1. General

The Ladies Loft is an online retail store based in Ghana, specialising in luxury accessories for women. These terms govern your use of our website and any purchases made through it.

2. Eligibility

You must be at least 18 years old or have parental/guardian consent to use our services and make purchases. By placing an order, you confirm that the information you provide is accurate and complete.

3. Products & Pricing

• All prices are listed in Ghana Cedis (GHS) and include applicable taxes.
• We reserve the right to update prices at any time without prior notice.
• Product images are for illustration purposes. Slight variations in colour or appearance may occur.
• Availability is subject to stock levels. We may cancel orders if a product becomes unavailable.

4. Orders & Payment

• An order is confirmed once payment has been successfully processed.
• We accept payments via Paystack (mobile money, card, and bank transfer).
• You will receive an order confirmation with a tracking reference.
• We reserve the right to refuse or cancel any order at our discretion.

5. Accounts

When you create an account, you are responsible for maintaining the confidentiality of your login credentials. You agree to notify us immediately of any unauthorised use of your account.

6. Intellectual Property

All content on this website, including logos, images, text, and design, is the property of The Ladies Loft and is protected by intellectual property laws. You may not reproduce, distribute, or use any content without our written permission.

7. Limitation of Liability

The Ladies Loft shall not be liable for any indirect, incidental, or consequential damages arising from your use of our website or products. Our total liability is limited to the amount paid for the specific product in question.

8. Changes to Terms

We may update these terms from time to time. Continued use of our website after changes are posted constitutes your acceptance of the updated terms.

9. Governing Law

These terms are governed by and construed in accordance with the laws of Ghana. Any disputes shall be resolved in the courts of Ghana.